To enter different waiting period information for different component benefits, select the button next to "The eligibility requirements for this benefit are different and I need to enter them," which appears under the "Eligibility" section on the Benefit Component Information page.
To enter different waiting period information for different classes of employees, one way to address this is to create separate plans (with different plan numbers) for the different classes.
Another option is to have one plan, but distribute multiple Wrap SPDs (e.g., one for full-time employees and another for part-time employees) so that employees see only the waiting period and other benefit information that applies to them. In such cases, ERISA requires that each SPD clearly identify on the first page of the text the class of participants and beneficiaries for which it has been prepared and the plan's coverage of other classes. You may wish to use the following sample language:
"This SPD has been prepared especially for the [describe class of employees—e.g., hourly employees, workers at the New York Plant, salesmen, employees hired before 2010, etc.]. The Plan also covers [list all other classes of employees covered by the Plan]."
You can utilize the "Duplicate Employer" function to enter the different eligibility requirements for each class.
If you are choosing to generate one Wrap Plan Document with two Wrap SPDs, for example, you would first enter all of the welfare benefit plan information, which includes both waiting periods (you can do this, for instance, by creating two different benefit options: Medical Plan – Managers; Medical Plan – Employees). Once this document is created, look for the "duplicate employer" function that appears next to the list of employers in Wrap360. This will then create a duplicate document where you can go in and change the title of the document for employees, and delete any benefits that do not apply to the group.
Alternatively, you can specify that the eligibility requirements are contained in the benefit booklets, certificates, provider contracts and benefit descriptions, or you can customize the documents in Microsoft Word.